Compassionately guiding you to your financial goals.

Experience and Knowledge

Steven has hundreds of hours of classroom training and certifications along with 22 years of field experience. His goal in mind is to protect clients with products like Medicare Supplements, Medicare Advantage, Part D plans, Life Insurance, and Long Term Care while preserving their assets with safe secure products like Fixed Annuities, Premium Finance Plans, and Lifetime Income Stream Plans.

A Focus on You

Since 2002, Steven Lovell has focused exclusively on the senior market. He starts by evaluating your situation, needs, goals, and future plans in order to design retirement solutions for you, your family, your retirement, and your legacy. Senior Income & Retirement Solutions fully understands the complexities of planning for retirement and brings a wide array of resources to find the best solution for your goals and needs.

A Culture of Caring

Senior Income & Retirement Solutions has always developed business relationships by providing straight answers to clients while looking out for your best interests. Steven's belief has always been to treat clients like family. Furthermore, he is dedicated to serving his community and clients with expertise and compassion, striving to build lasting connections built on trust, mutual respect and genuine care.

Steven Lovell

My belief has always been to treat my clients like family. When you work with me, you receive my full understanding and empathy for your unique situation, ensuring a supportive and personalized experience throughout your financial journey.

What Our Clients Say

"I would like to take a moment to acknowledge the quality of outstanding service that I have received from Mr. Steven Lovell's retirement and financial planning. I am currently with Mutual of Omaha Medicare gap plan and Aetna SilverScript med plan. To this date, I have had zero out-of-pocket charges for my two ongoing meds and zero out-of-pocket charges for annual checkups. I incurred an injury while on vacation in Tennessee which required an ER visit. My plans covered 100% of this ER visit! How nice is that ?!! I have every intention of remaining with Mr. Lovell and having him handle my wife's retirement insurance needs." - David Randall

"When I turned 65, I knew I needed a supplemental insurance plan for the remaining 20% that Medicare would not cover. Like most people, I had no idea where to begin. Talking with several of my retired friends I heard more complaints and unknowns about their coverages than suggestions. I realized you have no idea if the plan you choose is good until you have to use it, and it could be too late then. I had known Steven Lovell for several years and knew he came from a good family who raised him right. When I learned he was in the insurance/investment business, I contacted him. Steven and I met and after endless questions, and the sharing of information so that he would understand my needs and financial situation, I trusted the plan he suggested. The plan I enrolled in had a monthly premium and deductible I could afford while offering the coverages I would need. At that point, I had rarely been sick, never been hospitalized, and took no medication. For the next 5 years, if I ever had a question, Steven was a phone call away. Then, in September 2019, the life I had known for 70 years changed. After many doctor visits, scans, and surgeries, I was told on December 23, 2019, that I had cancer. For the first time in my life, I was facing something I could not take care of alone, and it was horrible not knowing what the future held or how long I had to live. Initially, it was on my mind 24 hours a day. Until I turned to the Lord, telling him this was bigger than me, asking him to take over and give me the peace, courage, and strength to handle whatever was ahead of me. Immediately, it was like a hundred pounds lifted off me. I didn't worry anymore, sometimes going days without thinking about it. I can't say it was a totally smooth ride as there were several bumps in the road. But, after three years of scans, surgeries, and treatments, I am cancer-free! I appreciate every day, see people differently, know that I have been blessed in so many ways, and believe one of those blessings was Steven Lovell. My medical bills for those three years totaled more than $1.5 million. Because I trusted Steven's expertise and guidance, I do not owe one penny. The only costs I had were my premiums and my annual deductibles. Thank you, Steven!" - Larry McCord

"In August 2021 I was diagnosed with breast cancer. Although the "C" word can be very frightening, I knew my God was going to take care of me. My life was a whirlwind of tests, surgery, chemo, and radiation. Although I just had one very small tumor, it was a kind that was likely to come back. There were numerous Dr. appointments, with all of this costing in the hundreds of thousands of dollars. Medicare and Mutual of Omaha paid everything except the low yearly deductible. My husband and I have been very satisfied with Mutual of Omaha and recommend it for health coverage." - A Thomson Client

"In April 2013 I was invited to attend a seminar/dinner with Senior Income and Retirement Solutions. I did not have any knowledge of Income for Life. All I knew about at this time were stocks and bonds, which I was losing an arm and a leg within the market. The other financial advisor I had at the time was not helping me and he was still getting a commission charge. The presentation was very enlightening and it opened my eyes to all of the possibilities that I really could have income for life. After a month, Steven Lovell called me and came to my house and went over all of my options. Steven Lovell is such a personable person/agent and knows all about the products and all of the benefits for the client so that they have income for life. Any questions that I have, he is right with me to assist and make sure it is taken care of. He assisted me in moving my money to a guaranteed lifetime income account and made the transition very smooth. Steven Lovell also helped me set up a new Medicare Advantage plan. He called me weekly, to make sure I was taken care of medically and financially. I wish I had known about SIRS two years ago when I had a lot more money. Thank You, Steven." - Sherron Green

"In January 2024 I was admitted to the hospital (through the ER) for 5 days after extensive care. Wondering what this was going to set me back financially. Well, the hospital bill came in at $94,668 and I was blown away! However, thanks to my insurance representative Steven Lovell, I have Mutual of Omaha health coverage. My deductible is $240.00 this year and I pay $172.00 a month! I ALMOST switched to something else. I can't express how grateful I am to my representative Steven for explaining and putting me with the policy! I definitely know now financially; I don't have to worry about my health care and can enjoy my retirement! Living the dream in Florida." - Joyce Damron

"Steven Lovell has helped my wife, Mary and I select and maintain Medicare Supplemental insurance from the time I first qualified for Medicare fifteen years ago. Mary and I both depend on some very expensive meds and Steven has always found affordable supplemental coverage for us." - Zach Everitt

"I've been on a Medicare Supplement plan for 2 1/2 years. The plan Steven signed me up for has been perfect for me. I use the doctors of my choice and haven't had to make copayments or unexpected payments for any services. During this time, I've had multiple dermatology surgeries as well as prostate surgery. My only cost has been the annual deductible which was around $226.00." - Albert Poor

10 Steps to Retirement Readiness

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